Under the law, you are given the specific right to dispute the negative items on your credit report.
The Fair Credit Reporting Act (FCRA) and additional legal decisions state that you can dispute items that are:
- Inaccurate
- Untimely
- Misleading
- Incomplete
- Ambiguous
- Unverifiable
- Biased
- Unclear
If items are not verified by the creditor within 30 days, they must be removed.
When you repair your credit report, your life is impacted in more ways than you might've thought:
- Raise your credit score
- Get approved for credit
- Save thousands in interest
- Pass credit checks for apartments, jobs
- Stop worrying about your credit!
If you would like to read the FCRA for yourself, click here.
Let the numbers do the talking - see how many items we deleted last year: Statistics.
See what our clients have to say about us: Testimonials.